PCMS/Solutions/Atlas Workers Comp

The whole workers’ comp operation.
One platform.

Atlas is the enterprise platform for workers’ comp. It unites policy, claims, and compliance on one system of record, from First Report of Injury to resolution. Policy, billing, claims, and reporting run on one platform, one data model, and one source of truth. Not a point solution.

Atlas AI inside
Atlas assists, never decides. AI-assisted underwriting, AI-assisted loss-run analysis, and ad-hoc report building. The underwriter decides.
40+
states jurisdictions in production
  • 01NCCI + independent bureau rate support
  • 02Experience mod calculation and worksheets
  • 03Retrospective and large-deductible rating
  • 04Automated state filings and unit stat reporting
  • 05Integrated medical-only and indemnity claims
  • 06Audit workflows (physical, voluntary, mail)
The problem

Siloed rating, claims, and bureau filing create compliance drag.

Most carriers run workers’ comp policy admin on one stack, claims on another, and bureau reporting somewhere else. The seams are where filings slip, loss runs disagree with the policy record, and month-end becomes a reconciliation project.

When rating, claims, and statutory reporting operate asynchronously, data consistency and regulatory readiness both degrade. Closing a WC book becomes an exercise in spreadsheet diplomacy.

Friction map · siloed stack
Rating / policy platform integration delays
Claims system record mismatches
Bureau reporting filing gaps
A familiar pattern: three platforms, three teams, one carrier reconciling unit stat by hand.
The answer

The modules. One source of truth.

Rate. Underwrite. Bind. Intake. Adjudicate. Pay. Connect. Automate. Augment. Atlas runs the workers’ comp book natively — every transaction on the same record.

01 · Policy

Policy Administration

NCCI and independent-bureau rating. Experience mod worksheets. Retrospective and large-deductible rating. Automated statutory filings. Configurable to your shop. Active on day one.

02 · Billing

Billing & Accounting

Direct and agency billing, commissions, receipts, and disbursements. Pay-as-you-go for workers’ compensation. Benefit calculations on the same record.

03 · Claims

Claims Management

First Report of Injury and subsequent reports. Intake, reserves, and payments. Injury management, medical bill review, and return-to-work, on the same record as the policy.

04 · Portal

Agent Portal

A portal for agents and policyholders on the same core. Service without a second system to run.

05 · Reporting

Management & Statutory Reporting

Statutory financials, unit stat, and bureau reporting for NCCI, CMS, and state regulators. Regulator-ready exports. Ad-hoc reports tailored to the question at hand.

Service
06 · APIs + Data Feeds

Open APIs

Open APIs across every Atlas function. Configurable business rules. Your developers, data teams, and third-party systems work on the same core. Data Feeds moves accounting records, disbursements, and premium transactions to your GL or warehouse.

We built the core. We implement the solutions.

The workers’ comp lifecycle

Statutory-ready WC. Rate to resolution. One platform.

Every stage of the workers’ comp book on Atlas — NCCI and independent-bureau rating, experience mod worksheets, retrospective and large-deductible, pay-as-you-go, First Report of Injury, medical-only and indemnity, medical bill review, and bureau filings. Configurable to your shop. Active on day one.

01
Rate
02
Quote
03
Bind
04
Issue
05
Audit
06
Bill
07
First Report of Injury
08
Medical bill review
09
Statutory reporting
On the same record

Bureau filings. Loss runs. Claim setup by line.

Workers’ comp is not a borrowed auto workflow. Document categories and diaries are set for the line.

WC · NCCI and ISO filings

NCCI and ISO filings

Quarterly indemnity and medical-data filings. WCPOLS link records. NCCI extracts and regulator-ready reporting.

WC · Loss runs

Loss runs and incurred

Loss runs, high-incurred claims, and recurring transactions. Management reporting on the same core.

WC · Claim setup

Claim setup for WC

Claim-setup fields, document categories, and diaries built for workers’ comp, not copied from another line.

API · Open data

Open data access

Full API access across policy, billing, claims, and reporting — for your own developers and data teams.

Atlas AI

Atlas assists. The underwriter decides.

AI augments. AI assists. The underwriter decides. Every Atlas AI capability is built to augment your team — never to replace their judgment.

See Atlas AI in detail
Built for the WC workflow
AI
AI-assisted underwriting
Atlas reads the submission and the documents, structures the file, and puts exceptions in the underwriter’s queue.
AI
AI-assisted loss-run analysis
Atlas reads the loss run, flags high-incurred claims and patterns, and sets the analysis next to the file.
AI
Ad-hoc report building
Ad-hoc reports tailored to the question at hand. Policy, claims, billing, and bureau data on the same record.
Other lines
Atlas runs every line you write — not just workers’ comp.
See all solutions →

See what Atlas can do for you.

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